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General Information

GENERAL INFORMATION
Mar 15, 2016


 

MEDICAL COVERAGE, PRESCRIPTION DRUGS, DENTAL, VISION CARE AND LIFE INSURANCE

 

 

Initial eligibility is met with the accumulation of a minimum of 500 hours worked.  Coverage may be effective on the first day of the second month after the month in which the eligibility requirements are satisfied.  Example:  If 500 hours are reached in August, coverage begins October 1st.  Thereafter, 125 hours per month are required to continue your monthly eligibility.  If hours fall below 125 hours worked in one month, you can draw from your reserve hour bank to continue eligibility.

Coverage includes Medical, Prescription Drugs, Dental, Vision Care, Member Assistance Program and a Life Insurance policy of $5,000.  Dental benefits are with the Delta Dental Plan, vision benefits are with Vision Service Plan and member assistance benefits are with PacifiCare.  The two medical plans available are:

 

            (1)     The Blue Shield of California Medical Plan (PPO)

            (2)     The Kaiser Medical Plan (HMO)

 

Residence in the Humboldt and Del Norte counties or out of state, the Blue Shield of California Medical Plan may be the choice.  

 

Please call the Trust Office to request the insurance packet of your choice.  We need to receive, in the Trust Office, the proper paperwork to cover you under the plan you choose.  Should you have any questions, please contact the Trust Fund office at (707) 526-1996.


 

NOTE:    IF NO COMPLETED APPROPRIATE ENROLLMENT FORM IS RECEIVED BY THE ADMINISTRATIVE OFFICE AS OF THE FIRST DAY OF THE SECOND MONTH AFTER THE MINIMUM HOURS REQUIREMENT HAS BEEN MET, THE ELIGIBLE EMPLOYEE WILL BE DEFAULTED INTO EMPLOYEE-ONLY COVERAGE UNDER THE PPO MEDICAL PLAN.

       

 

DEPENDENT COVERAGE:  For dependents, coverage is effective for the dependent on the date you meet the initial and continuing eligibility requirements, so long as a completed enrollment form is received by the Administrative Office with all of the required information within 60 days of you meeting the eligibility requirements.  Otherwise, coverage is effective the first day of the month following the month in which a completed enrollment form is received and approved by the Trustees.  However, for a newborn child or an adopted child, coverage is effective on the date of birth or the date of adoption or placement for adoption with the condition that an enrollment form is completed and received by the Administrative Office within 60 days of the date of birth or the date of adoption or placement for adoption.  If the prescribed enrollment form is not received by the Administrative Office within the 60-day period, the effective date will be the first day of the month following the month in which the enrollment form is received.  Coverage for a new spouse is effective the first day of the month following the month in which an enrollment form is completed and a copy of the marriage certificate is received by the Administrative Office.  To obtain more information about these enrollment rights, please contact the Administrative Office at (707) 526-1996.


MEDICAL PLAN COMPARISON
Mar 02, 2016

 


Download: Benefits Comparison 2016.pdf

INSURANCE CARRIER LINKS
Jun 10, 2016

Please click on the appropriate insurance carrier if you wish to access their website.

1)     Kaiser Permanente

Kaiser Active Evidence of Coverage (EOC)
Kaiser Medicare Evidence of Coverage (EOC)


 

2)     Blue Shield of California

Blue Shield Active Evidence of Coverage (EOC)
Blue Shield Medicare Evidence of Coverage (EOC)


 

3)     Delta Dental Plan of California       (Delta Dental PPO to maximize your savings.  The Delta Dental Premier network is also available, but remember that your costs will likely be less with a PPO Dentist.)

 

4)     Vision Service Plan:  Group Number is 12045240.

 

5)     Optum Health Behavioral Solutions - Member Assistance Program (MAP):  Please call (877) 22-LABOR (1-877-225-2267) to inquire about your benefits.  Please note that Redwood Empire Electrical Workers is your employer.  Click for MAP BrochureClick for MAP Merger Notice.  Website:  www.liveandworkwell.com.  The access code is redwoodelectrical.

 

6)     BUILT Non-Smoking Program:  California Smokers' Helpline, call (800) NO-BUTTS (1-800-662-8887).  Please inquire with your medical plan for reimbursements for particular non-smoking products.


GENERAL INFO BOOKLET & CARD
Dec 12, 2017


 

HEALTH & WELFARE GENERAL INFORMATION BOOKLET - Please click on download below.

H&W PARTICIPANT BENEFITS REFERENCE CARD - Please click on download below.



 


Download: H&W Participant Benefits Reference Card.pdf , Health & Welfare 2017 General Info Booklet.pdf

BUILT - CALIFORNIA SMOKERS' HELPLINE
Jun 10, 2016

WANT TO QUIT SMOKING OR CHEWING TOBACCO?

The Californis Smokers' Helpline is a telephone program that can help you quit smoking.  Helpline services are free; funded by the California Department of Health.

When you call, a friendly staff person will offer a choice of services:  self-help materials, a referral list of other programs, and confidential one-on-one counseling over the phone.

Whether you're ready to quit smoking or just thinking about it, call 1-800-NO-BUTTS (1-800-662-8887). 

Whether you're ready to quit chewing tobacco or just thinking about it, call 1-800-844-CHEW (1-800-844-2439).

Does the telphone counseling really work?  Yes!   People who receive counseling are twice as likely to stay quit as those who try to quit on thier own.

What are the Plan Benefits?  Check with your medical plan insurance carrier for the tobacco cessation benefits provided.


F.A.Q.
Mar 02, 2016
  1. How do I change my mailing address?
    Contact the Trust Fund office at (707) 526-1996. 

     
  2. How many hours are required to initiate eligibility for coverage?
    An active employee must have accumulated a minimum of 500 hours. Coverage is to be effective on the first day of the second month after that month in which this eligibility requirement is satisfied. Example: You reach 500 hours in the month of August; your coverage begins October 1st. 

     
  3. How many hours are required to maintain coverage?
    After qualifying for initial eligibility, a charge for coverage shall be 125 hours per month against the person's accumulated reserve hours, until insufficient hours remain in their reserve. Hours worked in one month shall not apply toward coverage in the next month, but in the second following month. If you fall below 125 hours worked in one month, you can draw from your reserve hour bank to continue eligibility. 

     
  4. How do I discover how many hours I've accrued in my reserve bank?
    Contact the Trust Fund office at (707) 526-1996. 

     
  5. What benefits are included with the coverage?
    Your coverage includes Medical, Prescription Drugs, Dental, Vision Care, Member Assistance Program and a Life Insurance policy of $5,000. All participants and their eligible family members have dental coverage with the Delta Dental Plan of California, vision coverage with Vision Service Plan, member assistance program with PacifiCare Behavioral Health and Life Insurance with PacifiCare. 

     
  6. What Medical Plans are available?
    There are two medical plans available to choose from (request further information on any or all of these plans at the Trust Fund office):

     
    • The Blue Shield Medical Plan (PPO)
    • The KAISER Medical Plan (HMO)  
       
  7. How do I receive a list of Providers who participant in each Medical Plan, Delta Dental Plan, Vision Service Plan and/or PacifiCare?
    You can link to each individual website provided on the Insurance Carrier links in the Health & Welfare Plan options or request this information at the Trust Fund Office by calling (707) 526-1996.  For PacifiCare benefits, please call (877) 22-LABOR (52267) to access benefit information. 

     
  8. When is Open Enrollment?
    You are permitted to make your annual election to change your medical plan at any time during the year. Subject to any HIPAA Special Enrollment rights you may have (see page 26), you will not be able to change medical plans during the consecutive twelve-month period following the date of your election.



Page Last Updated: Mar 15, 2016 (15:43:00)
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